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What is Funding Circle?
Is Funding Circle regulated?
How can I contact Funding Circle?
FAQs for Borrowers
Who can apply for a loan?
Can my business remain anonymous when borrowing?
What interest rate will my business pay?
Repaying the loan
What happens if I'm late or think I will be late paying a monthly instalment?
How does my business make loan repayments?
When will my monthly loan repayments begin?
Loan request page
What information will be available to investors?
Accepting the loan
How do I accept the loan?
How long do I have to accept?
How do I withdraw my funds?
Applying for a loan
How is the risk band of my business determined?
How will Funding Circle verify the identity of my business?
How long does it take for Funding Circle to review a loan application?
Can I edit my loan request page once it is posted?
What happens if my loan does not become fully funded?
How can I answer questions from investors?
FAQs for Investors
What does it mean if a loan has a personal guarantee or security attached to it?
How are the Funding Circle risk bands set?
Is there a minimum loan amount for non-limited companies?
What is a minimum bid rate and how will it work?
What information can I see in the loan book?
What is a credit score?
Repayment of loan parts
What are the estimated bad debt rates, and how are they calculated?
Why do my monthly repayments from a borrower vary?
What happens if a borrower becomes insolvent before repaying a loan?
What are the tax consequences of lending as an individual?
Can I include Funding Circle loan parts in an ISA?
Can I lend if I am a resident in the Channel Islands or the Isle of Man?
Do investors remain anonymous?
What happens in the event of an investor’s death?
How can I transfer money into my Funding Circle Investor Account?
Buying and selling loan parts
How do I sell my loan parts?
What does "NF" mean at the beginning of a loan title?
Why do I have negative interest?
What is the Funding Circle API?
Who can use the API?
What can the API be used for?
How can I get the app and do I have to pay?
Who do I speak to if I find a bug on the app?
What can I do with the app?
Recommend a friend
How will the cashback be paid to me?
My friend has lent over £1,000, when will we receive our cashback?
Can I buy loan parts on the secondary loan parts market to meet the lending target?
Government-backed British Business Bank programme
What is the British Business Bank Investment Programme and how does this relate to the Business Finance Partnership programme?
Will it be clearly signposted on the marketplace that the British Business Bank programme is funding a proportion of the loan?
How will the lending work?
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