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Is the peer-to-peer lending industry regulated?
What happens if Funding Circle goes out of business?
Who is Funding Circle backed by?
FAQs for Borrowers
Can my business pay back a loan early?
How quickly can my business get a loan?
What fees do Funding Circle charge?
Repaying the loan
Does Funding Circle offer payment protection insurance?
How are the loan repayments calculated?
Can I change the monthly repayment date for the loan?
Loan request page
What information will be available to investors?
Accepting the loan
Can I end an auction early and accept the loan?
How do I withdraw my funds?
How long do I have to accept?
Applying for a loan
Does a company director have to apply for the loan?
Can I change the amount I want to borrow after applying?
What information do I have to provide to Funding Circle?
Can I cancel my loan request?
How can I answer questions from investors?
What happens if my loan does not become fully funded?
FAQs for Investors
What does Funding Circle do to prevent borrower fraud?
Where is my money held?
What fees does Funding Circle charge to investors?
How are the interest rates set?
What is a credit score?
What information can I see in the loan book?
Repayment of loan parts
What are the estimated bad debt rates, and how are they calculated?
Why do my monthly repayments from a borrower vary?
What happens if a borrower becomes insolvent before repaying a loan?
Can I include Funding Circle loan parts in an ISA?
What are the tax consequences of lending as an individual?
Can I lend if I am a resident in the Channel Islands or the Isle of Man?
Do investors remain anonymous?
What happens in the event of an investor’s death?
How can I transfer money into my Funding Circle Investor Account?
Buying and selling loan parts
What is the Buyer Rate?
What is accrued interest?
What does it mean if a loan has no risk band?
What is the Funding Circle API?
Who can use the API?
What can the API be used for?
How can I get the app and do I have to pay?
Who do I speak to if I find a bug on the app?
What can I do with the app?
Recommend a friend
How do I recommend a friend?
The sign-up link in my referral email doesn’t work, what should I do?
Where can I find the terms and conditions to the offer?
How will repayments work on a property loan?
What will the loan terms be for property loans?
What is a fixed rate loan?
Glossary of terms for property loans
Government-backed British Business Bank programme
What is the British Business Bank Investment Programme and how does this relate to the Business Finance Partnership programme?
Will it be clearly signposted on the marketplace that the British Business Bank programme is funding a proportion of the loan?
How will the lending work?
Support Ticket System