Announcements
Changes to the secondary market and updates to Investor T&Cs
Latest updates
General FAQs
Phishing
FAQs for Borrowers
Borrowing
- ★ What fees do Funding Circle charge?
- ★ Are there any additional costs that could apply to my loan?
- Who can apply for a loan?
- What types of loans can a business get at Funding Circle?
- How quickly can my business get a loan?
- What interest rate will my business pay?
Repaying the loan
- Are Funding Circle members of the Credit Services Association?
- How do I close my account?
- Do you feedback information to the credit bureaus?
- Does Funding Circle offer payment protection insurance?
- What happens if I'm late or think I will be late paying a monthly instalment?
- How do I change repayment details for my business?
Applying for a loan
The funding process
FAQs for Investors
General
- What is Funding Circle?
- Who can become an investor at Funding Circle?
- Where is my money held?
- Is Funding Circle, and P2P in general, regulated?
- Can I get access to my money before the end of a loan term?
- How much will my loan parts be sold for?
Lending and Account Management
- What happens if a borrower repays a loan early?
- How do I become an investor and how do I lend?
- How can I transfer money into my Funding Circle Investor Account?
- Are there any restrictions on loan parts that I can sell?
- How much can I lend?
- How do I download my bank statement online?
The businesses you lend to
- Who are the businesses I am lending to?
- How are the businesses I am lending to assessed?
- Can I see which businesses I am lending to and when their loan started?
- What security can Funding Circle hold on property finance loans?
- Is there a minimum loan amount for non-limited companies?
- How are the Funding Circle risk bands set?
Repayment of loan parts
- ★ What happens if a borrower misses a payment?
- What does it mean if a loan has no risk band?
- When a company is dissolved, is that the end?
- What happens to repayments from the businesses I lend to?
- Is Bankruptcy simply a winding up process for individuals?
- What kind of security does Funding Circle take?
Tax
Promotions
The ISA account
- The Funding Circle ISA
- Who can open a Funding Circle ISA?
- What is the Innovative Finance ISA?
- Can I transfer my existing ISA subscriptions to a Funding Circle ISA?
- Can I transfer my existing Cash or Stocks & Shares ISA into the Funding Circle ISA?
- Can I transfer cash or loan parts between my existing classic account and my ISA account?