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  1. Funding Circle
  2. FAQs for Term Loans
  3. What happens if I cannot repay my loan?
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What happens if I cannot repay my loan?

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  • I’ve received a Default Notice - what should I do now?
  • I’ve received a pre-default notice - what should I do now?
  • Are there any charges or additional interest applied on default?
  • How can I seek independent legal advice?
  • Does a default affect my Personal Credit file?
  • I agreed to a payment plan, or missed payments as a result of covid19 - why am I at risk of being defaulted?
  • What happens if my loan is defaulted?
  • How do I recognise a notice of default?
  • What is a pre-default notice?
  • What is a default?

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Investment through Funding Circle involves lending to small and medium sized businesses, so your investment can go down as well as up.

Funding Circle Limited is authorised and regulated by the Financial Conduct Authority under firm registration number 722513. Funding Circle is not covered by the Financial Services Compensation Scheme. Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.

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