FAQs for Investors
General
Lending and Account Management
- What happens if a borrower repays a loan early?
- How do I become an investor and how do I lend?
- Are there any restrictions on loan parts that I can sell?
- How much can I lend?
- How do I download my bank statement online?
- How can I transfer money out of my Funding Circle Investor Account? See all 10 articles
The businesses you lend to
- Who are the businesses I am lending to?
- How are the businesses I am lending to assessed?
- Can I see which businesses I am lending to and when their loan started?
- What security can Funding Circle hold on property finance loans?
- Is there a minimum loan amount for non-limited companies?
- How are the Funding Circle risk bands set? See all 9 articles
Repayment of loan parts
- ★ What happens if a borrower misses a payment?
- New Loan Comments Process
- What does it mean if a loan has no risk band?
- When a company is dissolved, is that the end?
- What happens to repayments from the businesses I lend to?
- Is Bankruptcy simply a winding up process for individuals? See all 9 articles
Tax
Promotions
The ISA account
- What is the Innovative Finance ISA?
- Can I subscribe to an Innovative Finance ISA with more than one provider each year?
- What happens if I go over my tax-free allowance?
- Can I transfer my ISA to another provider?
- Is the Funding Circle ISA flexible?
- Do repayments count towards my subscription limit? See all 7 articles