FAQs for Retail Investors
General announcements
General
- Can we access your complaints data?
- I wish to make a complaint, what are the next steps?
- What do I do if I get a phishing email from someone pretending to be Funding Circle?
- What happens if Funding Circle goes out of business?
- Peer-to-peer lending (P2P):
- Is Funding Circle regulated? See all 25 articles
Lending and Account Management
The businesses you lend to
- Who are the businesses I am lending to?
- How are the businesses I am lending to assessed?
- Can I see which businesses I am lending to and when their loan started?
- What security can Funding Circle hold on property finance loans?
- Is there a minimum loan amount for non-limited companies?
- How are the Funding Circle risk bands set? See all 9 articles
Repayment of loan parts
- ★ What happens if a borrower misses a payment?
- New Loan Comments Process
- What does it mean if a loan has no risk band?
- When a company is dissolved, is that the end?
- What happens to repayments from the businesses I lend to?
- Is Bankruptcy simply a winding up process for individuals? See all 9 articles
Tax
Promotions
The ISA account
- What is the Innovative Finance ISA?
- Can I subscribe to an Innovative Finance ISA with more than one provider each year?
- What happens if I go over my tax-free allowance?
- Can I transfer my ISA to another provider?
- Is the Funding Circle ISA flexible?
- Do repayments count towards my subscription limit? See all 7 articles