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How are my repayments calculated?

  • Loan repayments are calculated based on a fixed interest rate, the amount you are borrowing and the length of your loan. We will confirm what your repayments will be before you agree to take the loan, along with any other key contract information. 
  • Your repayments will always be equal, and will consist of the outstanding loan amount plus interest. Each month the interest portion of the payment will typically go down and the loan portion will go up.
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