- After the first 12 months, you will need to start making monthly payments to repay your loan, plus interest from the date your repayment holiday ends.
- If you no longer need the loan or are able to repay the loan amount in full, you can choose to pay it back early. You’ll then pay less interest. There are no early repayment charges and you won’t pay any interest if you pay the full amount before the end of your initial 12 month repayment holiday.
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