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Do you conduct credit checks for a loan?

  • To complete our fraud, anti-money laundering and verification checks, and also to assess creditworthiness, we will conduct a hard credit search on the shareholders and a hard credit search on the business.
  • This means that a credit search will appear on your personal and business credit reports and will be visible to other lenders, which could have an impact on your personal and your business’ credit score. 
  • We may also conduct credit checks on the borrowers and/or personal guarantors of the loan after a loan has been defaulted. To find out more about this, please refer to our Privacy Policy. 
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