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Do you conduct credit checks for a loan?

You can apply for a loan and get a decision without impacting your credit score. This is because we only run a soft credit check search on your personal and business credit reports when you apply, meaning you can find out what you could borrow and decide if it’s right for you with complete peace of mind. 

 

We only run a full credit search on the business and its shareholders if you go on to accept your loan. This will then be visible to other lenders on your business credit report and may impact your credit score. 



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