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What is a pre-default notice?

A pre-default notice is a warning that your loan is at least 61 days in arrears and will default if another payment is missed. The pre-default notice will give you at least two weeks to make your next full contractual repayment. If you can do this, your account will carry on as normal. If you cannot make a full loan repayment within the specified time period and your loan accrues 90 days arrears, your account will default. This fact sheet provides further information about the default process.

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