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Updates to the Investor Terms and Conditions

We’ve updated our terms to reflect changes we will be making to our investor product. Specifically, we have made these changes to reflect:


  • the FCA’s new rules for peer-to-peer platforms which come into effect on 9 December 2019. Under these new rules, peer-to-peer platforms must ask their new investors to complete an investor classification process and complete an appropriateness assessment before they can invest on the platform;
  • the implementation of our new selling tool which will change how loan parts are sold on the secondary market;
  • the introduction of a 1.25% transfer payment which will be applied automatically to all loan part sales to another investor on the secondary market, to the benefit of the buyers of those loan parts; and
  • other smaller tidy-up changes which do not have an impact on our investor product offering. We will also be making some small, related changes to the Loan Conditions.


Full T&Cs can be provided upon request. To request a copy please contact us.

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