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What fees does Funding Circle charge?

Our fee structure is simple and transparent. 

If a borrower accepts a loan, there is a one-off charge which is typically 2%, based on the total loan amount. You can opt to borrow that fee on top of the amount you need for your project.

We also charge a 1% annual servicing fee on the amount outstanding on any loan.  This is included in the interest rate payable by the borrower and taken directly from the loan repayments made by borrowers. The servicing fee covers the costs of running the website and maintaining the loans. 


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