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Who can apply for a loan?

Any established and creditworthy business currently operating in the UK can apply for a loan at Funding Circle, including partnerships, limited companies and non-limited companies. Businesses must have:

  • A minimum of two years trading history

  • At least 1 year of filed or formally prepared accounts

  • No County Court Judgments (CCJs) registered in the last 12 months, with no outstanding CCJs larger than £1000

  • UK ownership and resident directors: majority that are UK resident

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