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What fees do Funding Circle charge?

Our repayment structure for all of our loans is simple and transparent.

If you take out a Funding Circle business loan, including through the Government’s Recovery Loan Scheme (RLS), there is a one-off completion fee of 5% if you accept your loan offer. If you take out a Coronavirus Business Interruption Loan Scheme (CBILS) loan, the Government will pay the upfront fee for you. 

Please note that the CBILS scheme is no longer open to new applications.

There are no hidden charges or extras like monitoring fees, review fees, security fees or early repayment fees on any of our loans.

Other fees that may apply:

An administration fee of 15% of arrears may be applied to any repayments that are more than 7 days late.

If your loan is placed into default, we may charge an additional collections charge of up to 15% of the outstanding loan amount at the time of default. Read more here.

We may also charge enforcement and recovery costs and expenses, including legal fees and expenses or those incurred by third parties acting on our behalf, to cover litigation or enforcement of any loan contract.

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