Your application to borrow at Funding Circle can take as little as 20 minutes to complete. Once this is done, our credit assessment team will review your complete application and get back to you within 2 working days
If your application is approved, you have agreed to your loan contract and have set up your Direct Debit, your loan request will automatically be listed on the marketplace so that registered Funding Circle investors can review it and offer to lend you money. Your loan can fund over a period of up to 14 days, although most loans fund in just a few days. As soon as it's 100% funded your listing will close and we will send you a confirmation email. As long as your loan is fully funded before 3pm on any working day, we will pay the loan into your designated business bank account the same day. (NB: Funds can take up to 3 days to reach your account).