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What happens if I go over my tax-free allowance?

  • We will keep track of your lending within your ISA account to ensure you do not go over your limit. However, if you are also using a Cash or Stocks & Shares ISA it will be up to you to keep a record of your total ISA deposits to ensure you do not go above the annual subscription limit.

  • Please contact HMRC as soon as possible if you think you have gone over your total ISA limit.

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