What happens if I go over my tax-free allowance?

Please note: We are not currently accepting new sign-ups and have paused new lending for existing retail investors.

• We will keep track of your lending within your ISA account to ensure you do not go over your limit
• However, if you are also using a Cash, Lifetime or Stocks & Shares ISA it will be your responsibility to keep a record of your total ISA subscriptions.
• Please contact HMRC as soon as possible if you think you have gone over your total ISA subscription limit.