Please note: We are not currently accepting new sign-ups and have paused new lending for existing retail investors.
- The Funding Circle ISA is an Innovative Finance ISA, which allows individual investors to earn tax-free returns by lending directly to businesses
- Every tax year investors will have a subscription limit which they can split across a Cash, Stocks and Shares, Lifetime and Innovative Finance ISA
- The ISA account will operate in the same way as a Classic account, however any interest earned from loans held within an ISA account will not be subject to UK income tax
- Please note that this tax treatment may change in future, and for advice on your own tax position please contact HMRC or an independent financial advisor
What is the Innovative Finance ISA?
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