To protect other investors, there are some restrictions on which loan parts you can sell. You can’t sell loan parts:
- Which have had their risk band removed (for example when a CCJ has been registered against the business)
- That are in arrears (have currently missed a repayment) or are in default
- That have one payment remaining
These restrictions are often temporary. If a business gets back on track with their repayments and there are no remaining issues, we can reinstate the risk band and the loan part can be sold.