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Are there any restrictions on loan parts that I can sell?

There are some restrictions on loan parts you can sell. Unfortunately you cannot sell loan parts:

  1. Which have no risk band
  2. That are in arrears (have currently missed a repayment) or are in default
  3. If, after the application of any mark-up or mark-down, the simple interest rate the buyer would receive if they held the loan part to maturity, and the borrower continues to make all repayments on time ("Buyer Rate") is less than 4% per annum.
  4. With one repayment remaining
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