You can transfer money into your Funding Circle account in two ways:
Debit card – If you are transferring in money for the first time, follow the onscreen instructions to type in your card details and the amount you want to credit your account with. Funds will be available immediately for lending.
Bank Transfer – You can transfer money directly from your own bank either by internet or telephone banking, or in a bank branch into your Funding Circle investor account. Details of how to do this can be found in the ‘Transfer money’ section of your account . Payments made by ‘Faster Payments’ will usually be available for lending in 1-2 working days, or 3-5 working days if made by a BACS transfer.
Many credit card lenders treat deposits as a cash advance (incurring high fees). Therefore we have removed the ability to use a credit card to deposit funds into your Funding Circle account.
Further details of how to make these transfers can be found in the ‘Transfer Money’ section of your account.
Remember, if you have lending active on your account, any funds you transfer in will be automatically lent out to businesses in-line with your chosen lending option.