Funding Circle collects all monthly interest and repayments from borrowers which are then transferred into your Funding Circle investor account. The repayments are usually available for relending within 1 - 2 working days. You can review the status of a repayment on the My Summary page - if the status is "Processing" this means that Funding Circle is processing the repayment, and the status will return to "Live" as soon as a successful repayment has been made and credited to your investor account.
In some cases businesses will fail to keep up with their repayments. You can view the number of late payments on our statistics page.