Our estimation for the annualised return 11 months from the loans being acquired. The expected return is calculated at the time loans were acquired by investors.
The expected return takes a large number of factors into account, including:
- A loan’s term, interest rate and risk band.
- The criteria used to determine a loan’s eligibility and how it is priced.
- The projected performance of loans purchased from other investors on our secondary market (including the impact of the 1.25% transfer payment paid by the buyer of the loan).
- Historical performance of loans with similar characteristics.
Expected annualised Lifetime return
Our estimation for the annualised return over the entire lifetime of the loans. It is calculated at the time loans were acquired by investors.
The expected lifetime return takes a large number of factors into account, including:
- A loan’s term, interest rate and risk band.
- The criteria used to determine a loan’s eligibility and how it is priced.
- The projected performance of loans purchased from other investors on our secondary market (including the impact of the 1.25% transfer payment paid by the buyer of the loan).
- Historical performance of loans with similar characteristics.
The expected annualised lifetime return is shown as a range to reflect there is always a degree of uncertainty when estimating future loan performance.
0 Comments