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Who can become an investor at Funding Circle?

Please note: We are not currently accepting new sign-ups and have paused new lending for existing retail investors.


You can lend through Funding Circle either as an individual, or through a limited company or LLP.

To lend as an individual, you must:

  • Be at least 18 years old
  • Be a permanent resident of the UK (excluding the Channel islands and Isle of Man
  • Have a valid UK bank or building society account

To lend through your limited company or through a LLP, you must:

  • Be registered with Companies House
  • Have a valid UK business bank account held in the name of your limited company/LLP
  • Have a permanent place of business in the UK (excluding the Channel Islands and Isle of Man)
  • All shareholders must be permanent UK residents
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