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Is the transaction fee deducted from my available credit limit?

Yes. Each FlexiPay transfer and grouped monthly card transactions are subject to a flat fee, which is added to the total balance repaid through monthly instalments.

Each time a customer uses their FlexiPay account to make a transfer, their credit limit will reduce to reflect the new payment, including the flat fee. For example, if the fee is 4.5% and they pay an invoice of £10,000, they will use up £10,450 of their credit limit.

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